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Home > Employers > Products > Medical Benefits Abroad > AD&D

Accidental Death and Dismemberment

Our Medical Benefits Abroad (MBA) program offers an optional Accidental Death and Dismemberment coverage.

When a loss occurs within 365 days from the date of the covered accident, the following payments apply:

  • The principal sum* for loss of life, double dismemberment (i.e. hand and foot or both hands), or entire and irrecoverable loss of sight of both eyes
  • One-half of the principal sum* for single dismemberment or entire and irrecoverable loss of the sight of one eye
  • One-fourth of the principal sum* for loss of thumb or index finger from the same hand

If more than one loss results from one accident, only the largest benefit will be paid.

* 'Principal sum' refers to the dollar amount specified in your respective program's coverage.